:root{
    --ink:#3d5f8a; --ink-mid:#2d4a6e; --ink-deep:#1e3554;
    --gold:#a8882a; --gold-lt:#c4a040; --gold-bg:rgba(168,136,42,.08);
    --rule:rgba(168,136,42,.22); --page:#f9f7f4; --white:#ffffff;
  }
  *{box-sizing:border-box;}
  body{margin:0;font-family:'Mulish',sans-serif;color:var(--ink-deep);background:var(--page);line-height:1.6;}
  h1,h2,h3{font-family:'EB Garamond',serif;font-weight:600;margin:0 0 .5em;}
  a{color:var(--ink);}
  .rule-stripe{height:4px;background:linear-gradient(90deg,var(--gold),var(--gold-lt),var(--gold));}
  header.topbar{background:var(--ink-deep);color:var(--page);padding:10px 20px;font-size:.85rem;text-align:center;}
  header.topbar a{color:var(--gold-lt);text-decoration:none;font-weight:600;}
  nav.mainnav{background:var(--white);padding:16px 24px;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:12px;border-bottom:1px solid var(--rule);}
  nav.mainnav .brand{font-family:'EB Garamond',serif;font-size:1.4rem;font-weight:600;color:var(--ink-deep);text-decoration:none;}
  nav.mainnav .brand span{color:var(--gold);}
  nav.mainnav ul{list-style:none;display:flex;gap:22px;margin:0;padding:0;flex-wrap:wrap;}
  nav.mainnav ul li a{text-decoration:none;color:var(--ink-deep);font-weight:600;font-size:.92rem;}
  nav.mainnav ul li a:hover{color:var(--gold);}
  .hero{background:var(--ink);color:var(--page);padding:48px 20px 60px;}
  .hero-inner{max-width:1080px;margin:0 auto;}
  .hero h1{color:#fff;font-size:2.2rem;text-align:center;margin-bottom:.3em;}
  .hero .sub{text-align:center;color:var(--gold-lt);font-weight:600;margin-bottom:28px;font-size:1.05rem;}
  .calc-card{background:var(--white);color:var(--ink-deep);border-radius:10px;padding:28px;box-shadow:0 12px 40px rgba(0,0,0,.25);max-width:760px;margin:0 auto;}
  .calc-card h2{font-size:1.25rem;margin-bottom:6px;}
  .calc-card .kicker{color:var(--gold);font-weight:700;font-size:.78rem;letter-spacing:.06em;text-transform:uppercase;margin-bottom:6px;}
  .field-row{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:16px;}
  @media(max-width:560px){.field-row{grid-template-columns:1fr;}}
  label{display:block;font-weight:600;font-size:.85rem;margin-bottom:5px;color:var(--ink-mid);}
  select,input[type=date]{width:100%;padding:10px;border:1px solid var(--rule);border-radius:6px;font-family:'Mulish',sans-serif;font-size:.95rem;background:#fff;}
  .subsidized-block{margin-top:16px;padding:12px;background:var(--gold-bg);border:1px solid var(--rule);border-radius:6px;}
  .btn-primary{margin-top:20px;width:100%;background:var(--gold);color:#fff;border:none;padding:14px;border-radius:6px;font-weight:700;font-size:1rem;cursor:pointer;font-family:'Mulish',sans-serif;}
  .btn-primary:hover{background:var(--gold-lt);}
  .disclaimer{font-size:.75rem;color:#5f5f5f;margin-top:14px;line-height:1.4;}
  #result{display:none;margin-top:22px;border-top:2px solid var(--rule);padding-top:18px;}
  .result-dates{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-bottom:16px;}
  @media(max-width:560px){.result-dates{grid-template-columns:1fr;}}
  .result-box{background:var(--gold-bg);border:1px solid var(--rule);border-radius:8px;padding:14px;text-align:center;}
  .result-box .label{font-size:.75rem;text-transform:uppercase;letter-spacing:.05em;color:var(--gold);font-weight:700;}
  .result-box .value{font-size:1.3rem;font-weight:700;color:var(--ink-deep);margin-top:4px;}
  .strip{display:flex;gap:4px;overflow-x:auto;padding:10px 0;margin-bottom:14px;}
  .strip .day{flex:0 0 auto;min-width:56px;text-align:center;padding:8px 4px;border-radius:6px;font-size:.72rem;}
  .strip .day.counted{background:var(--ink);color:#fff;font-weight:700;}
  .strip .day.skipped{background:#eee;color:#555;text-decoration:line-through;}
  .strip .day .dow{display:block;font-size:.65rem;opacity:.8;}
  .caution-list{font-size:.85rem;margin:12px 0;padding-left:18px;}
  .cta-row{display:flex;gap:10px;flex-wrap:wrap;margin-top:16px;}
  .cta-row a{flex:1;min-width:220px;text-align:center;padding:13px;border-radius:6px;font-weight:700;text-decoration:none;font-size:.9rem;}
  .cta-gold{background:var(--gold);color:#fff;}
  .cta-outline{background:transparent;border:2px solid var(--ink);color:var(--ink);}
  .hud-warning{display:none;background:#fff4e0;border:1px solid #d9a441;border-radius:8px;padding:16px;margin-top:16px;}
  .hud-warning h3{color:#8a5a00;margin-bottom:8px;font-size:1.05rem;}
  .hero-lines{max-width:760px;margin:22px auto 0;display:flex;gap:20px;justify-content:center;flex-wrap:wrap;font-size:.92rem;}
  .hero-lines .line{display:flex;align-items:center;gap:8px;}
  .hero-lines .dot{width:8px;height:8px;border-radius:50%;background:var(--gold-lt);}
  section{padding:56px 20px;}
  .section-inner{max-width:1080px;margin:0 auto;}
  .section-inner h2{font-size:1.7rem;text-align:center;margin-bottom:10px;}
  .section-sub{text-align:center;color:var(--ink-mid);margin-bottom:32px;}
  .grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;}
  @media(max-width:800px){.grid3{grid-template-columns:1fr;}}
  .card{background:var(--white);border:1px solid var(--rule);border-radius:10px;padding:24px;}
  .card h3{color:var(--ink-deep);font-size:1.15rem;}
  .card .price{font-size:1.8rem;color:var(--gold);font-weight:700;font-family:'EB Garamond',serif;}
  .compare-table{width:100%;border-collapse:collapse;margin-top:20px;font-size:.9rem;}
  .compare-table th,.compare-table td{padding:12px;border:1px solid var(--rule);text-align:left;}
  .compare-table th{background:var(--ink);color:#fff;}
  .geo-block{background:var(--gold-bg);border-top:1px solid var(--rule);border-bottom:1px solid var(--rule);padding:32px 20px;}
  .geo-block .section-inner{text-align:center;font-size:1.02rem;}
  details{background:var(--white);border:1px solid var(--rule);border-radius:8px;padding:14px 18px;margin-bottom:10px;}
  summary{font-weight:700;cursor:pointer;color:var(--ink-deep);}
  details p{margin:10px 0 0;color:var(--ink-mid);}
  .geo-hidden{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0);}
  footer{background:var(--ink-deep);color:#dfe6ee;padding:40px 20px 24px;}
  footer .section-inner{display:grid;grid-template-columns:2fr 1fr 1fr;gap:24px;font-size:.85rem;}
  @media(max-width:700px){footer .section-inner{grid-template-columns:1fr;}}
  footer a{color:#cfe0f5;}
  footer .legal{margin-top:24px;padding-top:16px;border-top:1px solid rgba(255,255,255,.15);font-size:.75rem;color:#9fb0c4;text-align:center;}
  .modal-overlay{display:none;position:fixed;inset:0;background:rgba(0,0,0,.55);z-index:50;align-items:center;justify-content:center;padding:16px;}
  .modal{background:#fff;border-radius:10px;max-width:420px;width:100%;padding:26px;}
  .modal h3{margin-bottom:6px;}
  .modal input,.modal select{width:100%;padding:10px;margin-top:6px;margin-bottom:12px;border:1px solid var(--rule);border-radius:6px;}
  .modal-close{float:right;cursor:pointer;font-weight:700;color:var(--ink-mid);}
/* county grid (added 2026-07-26 for /florida/) */
.county-list{list-style:none;padding:0;margin:22px 0 0;display:grid;grid-template-columns:repeat(auto-fill,minmax(180px,1fr));gap:8px 18px}
.county-list li{font-size:.9rem;color:var(--gray-600,#5a5548);padding:6px 0;border-bottom:1px solid rgba(0,0,0,.06)}